24 Aug

Finnish consumer authority calls for regulatory overhaul

first_imgAddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Email Address Finnish consumer authority calls for regulatory overhaul 29th October 2019 | By contenteditor Subscribe to the iGaming newsletter Finland’s Competition and Consumer Authority (KKV) has spoken out in favour of a central regulatory body for the country’s gambling sector being established to improve supervision of the country’s monopoly operator Veikkaus. Topics: Casino & games Legal & compliance Lottery Sports betting Slots Casino & games Finland’s Competition and Consumer Authority (KKV) has spoken out in favour of a central regulatory body for the country’s gambling sector being established to improve supervision of the country’s monopoly operator Veikkaus.The KKV concluded that the regulatory framework currently in place in Finland was not fit for purpose, with numerous different bodies responsible for different elements, many of which overlap.This, it said, left it unclear which bodies were ultimately responsible for which element.The KKV explained that under European Union legislation, a monopoly can only be justified when it can effectively prevent potential negative effects of gambling. Its role as a source of funding for social causes is not sufficient grounds for maintaining a company’s monopoly status, the agency added.It even suggested that better oversight would help tackle problem gambling in the market.“The prevalence of problem gambling is due more to how gambling is regulated than how it is organised,” KKV head of research Anu Raijas said. “Current gambling regulations must first be centred around one body and made more effective.”Currently regulation of Veikkaus is divided between parliament, the government and a number of specific departments, such as the Ministries of Finance, the Interior and Education and Culture. Entities such as the National Police Board takes control of monitoring and enforcement, while the Gambling Advisory Board advises the government on policy, and monitors its effectiveness.The Ministry of Society and Health then deals with potential ill effects from gambling, supported by an advisory board, while Veikkaus itself is overseen by a supervisory board and recently-formed Ethics Council.The KKV noted that not only does this mean regulation is shared between a diverse range of groups, but also that the direct beneficiaries of funds raised through Veikkaus’ operation have a say in policy matters. This may encourage some to work in a way that maximises the funds they receive, rather than to minimise and prevent problem gambling, it claimed.By establishing a single regulatory body to replace the various government and national agencies currently responsible for overseeing gambling, KKV argued that Finland would be better-placed to enforce controls and tackle offshore activity. It cited Denmark and Sweden as examples where a centralised regulator had played a role in pushing unlicensed operators to the margins.Furtheremore, it added, a regulator would be able to better tackle the negative effects of gambling. Noting that Finns were among the highest spenders on gambling a year, averaging €320 per person, a central authority would be able to tell consumers in a clear and concise manner about the risks involved.Such an authority would also be able to take action, such as limiting the supply of certain products – something Veikkaus has long argued that it is already doing.The recommendation comes as part of an ongoing KKV investigation into alternatives to the current system for organising and regulating gambling in Finland.The report is the first of a series that will explore potential alternatives to Finland’s current gambling regulatory framework, eventually coming to a conclusion on whether Veikkaus’ monopoly status should be retained. Further reports will be released over the coming months, with the final conclusions to be published early next year.In recent months, calls for Veikkaus’ gambling monopoly to be scrapped and replaced by a licensing system to allow foreign operators into the market has been growing. This has forced the operator to defend its monopoly status, and dispute claims that its turnover is much higher than reported in its results.Public distrust appears to be turning to anger, with police revealing that an unspecified threat was made against the business over the weekend. While the details of the threat have not been made public, it was enough to prompt the authorities to visit chief executive Olli Sarekoski.“Veikkaus does not accept any threats against the company or our personnel, but we ask the police to investigate each threat,” security director Elias Olando said. Tags: Mobile Online Gambling Slot Machines Regions: Europe Nordics Finlandlast_img read more

16 Jun

£10 million Social Enterprise Fund for England

first_img£10 million Social Enterprise Fund for England Howard Lake | 27 July 2011 | News The Government’s passion for contracting out public services continues to redden the face, and the Cabinet Office wants to make sure that all the hard work they have put into creating opportunities for the voluntary sector and social enterprises to take a full part in the big society isn’t wasted through lack of skill and management expertise to run the run the contracts on offer.The new £10 million Investment and Contract Readiness Fund is aimed at helping frontline civil society organisations to be able to take advantage of new markets for public service delivery set out in the White Paper, Open Public Services (see www.openpublicservices.cabinetoffice.gov.uk/) and to become investment-ready and attract support from the likes of the new Big Society Bank.The Government will make money available to the Investment and Contract Readiness Fund in April 2012. It will run for three years. A delivery partner will be employed to manage the Fund and their identity should be known by April 2012. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Funding social enterprisecenter_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  33 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis This piece is an abbreviated version of one of many funding opportunities first published this week at www.fundinginformation.org, the resource for up to date information about new grant making trusts, and new sources of grants, loans and donations for voluntary organisations, charities, social enterprises and the public sector throughout the UK.last_img read more

15 Jun

DPRK statement on missile test

first_imgThe Ministry of Foreign Affairs of the Democratic People’s Republic of Korea (north Korea) released a statement July 7 on the country’s test-firing of an intercontinental ballistic missile, the Hwasong-14, which succeeded on its very first trial.Hailing the event as “a brilliant victory achieved by the army and people of the DPRK in their more than half-a-century-long anti-imperialist, anti-U.S. showdown,” the ministry said this heroic deed “provided a reliable guarantee of peace and stability of the Korean peninsula and the region. However, the U.S. is condemning the DPRK’s test-fire as a ‘global threat’ and is scheming to increase the international sanctions and pressure on the country to the top notch.”The statement continues: “The DPRK makes it clear once again that its development of inter-continental ballistic rocket is an option taken to defend itself by completely terminating the hostile policy and nuclear war threat of the U.S. which have lasted for decades.“There are several nuclear weapons states in the world today, but the U.S. is the one and only country that makes it its daily business to impose constant nuclear threat upon the DPRK.“The issue of the DPRK’s nukes and ballistic rocket is an issue confined to the DPRK and the U.S., and the test-fire of the inter-continental ballistic rocket conducted by the DPRK this time is a ‘gift package’ addressed to none other than the U.S.“No other ICBM state had been more transparent than the DPRK in the development and test-fire of inter-continental ballistic rocket.“The DPRK officially announced that it would commence the development of inter-continental ballistic rocket as it was the inevitable choice for the country to cope with ever-increasing nuclear threat from the U.S. and opened to public the entire process of combustion test and static firing test of the engine and the actual test-fire of the rocket, and even sensitive information such as tactical and technical data and specifications.“That is because the DPRK’s inter-continental ballistic rocket is an unquestionable nuclear war deterrent which is fundamentally different from the military equipment for aggressive war developed in strict confidence by the U.S. with the wild ambition to dominate the world by means of surprise attack on other nations.“Nonetheless, the U.S. is branding the DPRK’s legitimate and righteous measure for self-defense as a ‘global threat’ and calling for ‘global action’ against it. This is an explicit illustration of Trump’s ‘America First Policy’ that seeks it own interests by sacrificing others.“The mugger’s mentality that tries to engage the entire world in opposing a sovereign state for the reason that the state incurred its displeasure will never find acceptance among any sensible people and independent countries.“The complete success in the test-fire of inter-continental ballistic rocket Hwasong-14 significantly enhanced the efficiency of the DPRK’s nuclear force as a war deterrent, thereby more reliably ensuring peace and security in and around the Korean peninsula.“Now that the DPRK’s ability to strike the very heart of the U.S. at any given time has been physically proved, the U.S. would find it more difficult to dare attack the DPRK.“Herein lies the world historical significance of the measures taken by the DPRK that has strengthened the powerful nuclear war deterrence in every dimension in pursuance of the new line of simultaneously developing the two fronts in the face of persistent pressure and sanctions by the hostile forces.“And this is the only way to defend oneself and safeguard the dignity of the nation in the present hostile world where the law of the jungle prevails.“It is high time the U.S. completely reoriented its strategic viewpoint on the DPRK, and it should give up its hostile policy against the latter and put a definite end to its nuclear threat and blackmail without further delay.“As has been declared by respected Supreme Leader Comrade Kim Jong Un, the DPRK will neither put its nukes and ballistic missiles on the negotiating table in any case nor flinch even an inch from the road of bolstering its nuclear force unless the hostile policy and nuclear threat of the U.S. against the DPRK are thoroughly eradicated.“The U.S. will receive more ‘gift packages’ of different sizes from the DPRK in endless succession, as it tries harder to destroy, by means of sanctions and pressure, the overall national power and strategic position of the DPRK which have been drastically boosted.”So there it is. The Koreans dare to speak truth to power. They don’t use the kind of honeyed “diplomatic” language that is intended to prettify and conceal the brutal policies of a predatory imperialist power.For this they are viciously attacked by the U.S. capitalist media and politicians of all stripes, who never say an unkind word about the 7,000 nuclear warheads stored by the Pentagon or the more than half a TRILLION dollars stolen every year from the people of the U.S. in order to feed the military-industrial-banking complex.Thank you, Korean comrades, for your courage to tell it like it is.— Deirdre Griswold,Editor, Workers WorldFacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

31 May

FHFA Offers Insight Into GSE Foreclosure Prevention

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save September 28, 2016 1,418 Views Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: SingleSource Property Solutions Expands into Texas Next: Hearing to Address Fed’s Oversight Splits House The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Kendall Baer FHFA Offers Insight Into GSE Foreclosure Prevention Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / FHFA Offers Insight Into GSE Foreclosure Prevention Related Articles The Federal Housing Finance Agency (FHFA) released its second quarter Foreclosure Prevention Report which shows that Fannie Mae and Freddie Mac completed 48,438 foreclosure prevention actions in the second quarter of 2016, bringing the total number of foreclosure prevention actions to more than 3.7 million since the start of the conservatorships in September 2008.The report also shows that the serious delinquency rates of Fannie Mae and Freddie Mac loans declined to their lowest levels since 2008. This compared with 4.4 percent for Federal Housing Administration (FHA) loans, 2.5 percent for Veterans Affairs (VA) loans, and 3.1 percent for all loans (Industry average). Of these actions, 3,087,014 have helped troubled homeowners stay in their homes including 1,962,599 permanent loan modifications.Broken down further, Home Retention Actions totaled 83,847 year-to-date, with the repayment plans totaling 16,033 and forbearance plans numbering 3,520. Charge-offs-in-lieu totaled 521. On the Nonforeclosure-Home Forfeiture Actions side, the total year-to-date was 14,202, with short sales coming out to 9,554 and deeds-in-lieu totaling 4,648.Modifications with extend-term only accounted for 47 percent of all loan modifications in the first quarter due to improved house prices and a declining HAMP eligible population. As of June 30, 2016, approximately 20 percent of loans modified in the second quarter of 2015 had missed two or more payments, one year after modification.A total of 1,078,719 troubled homeowners have been offered a HAMP trial modification since the program started in April 2009 and 653,893 of these homeowners have been granted permanent modifications through HAMP. A total of 2,961 homeowners were in a HAMP trial modification period at the end of the second quarter, but this number is a reflection of 1,078,719 modifications started in Q2 minus the number of trials disqualified (78,719) and the number of trials cancelled (343,146). This number also reflects the subtraction of those trials turned into permanent modifications that numbered 653,893.Non-HAMP modifications accounted for 93 percent of all permanent loan modifications in the second quarter. A total of 29,668 homeowners received permanent loan modifications through the Enterprises’ proprietary modification programs in the second quarter, bringing the total number of non-HAMP permanent modifications to 1,212,208 since April 2009. 2016-09-28 Kendall Baer in Daily Dose, Featured, News Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Kendall Baer is a Baylor University graduate with a degree in news editorial journalism and a minor in marketing. She is fluent in both English and Italian, and studied abroad in Florence, Italy. Apart from her work as a journalist, she has also managed professional associations such as Association of Corporate Counsel, Commercial Real Estate Women, American Immigration Lawyers Association, and Project Management Institute for Association Management Consultants in Houston, Texas. Born and raised in Texas, Baer now works as the online editor for DS News. Subscribelast_img read more

25 May

ESB announces details of Covid-19 community response

first_img DL Debate – 24/05/21 Important message for people attending LUH’s INR clinic Google+ ESB has launched a special Covid-19 response emergency fund for the communities surrounding its wind farms including Crockahenny in Donegal.The aim of the fund – amounting to a total of €238,000- is to deliver targeted services and support to the most vulnerable during the Covid-19 pandemic.ESB employees located in the vicinity of our wind farms can also volunteer their services to support projects in their communities as part of its staff volunteer programme during these challenging times.The emergency fund will be administered by SECAD, a local development company experienced in supporting communities to maximise the use of community funding. Application are welcome from existing community-based not-for-profit and voluntary organisations involved in the current provision of community services and supplies such as food, medicines, PPE and educational material.These projects should complement the support measures that are currently being rolled out by local authorities and others, such as The Community Call initiative.Each year, ESB provides almost €1m in funding to community-based, non-for-profit and voluntary organisations in the vicinity of its wind farms.The fund is now open for applications and interested organisations in the Republic of Ireland can apply to SECAD’s website via https://www.windfarmcommunityfunds.ie/ Facebook WhatsApp Pinterest ESB announces details of Covid-19 community response Harps come back to win in Waterford Homepage BannerNews Twitter Google+center_img Twitter Pinterest RELATED ARTICLESMORE FROM AUTHOR By News Highland – May 27, 2020 Arranmore progress and potential flagged as population grows News, Sport and Obituaries on Monday May 24th Loganair’s new Derry – Liverpool air service takes off from CODA WhatsApp Previous articleIt’s Good to Talk with Donegal GAANext articleTaoiseach hoping to ease funeral restrictions soon News Highland Facebooklast_img read more

18 May

Arctic outbreak on the way for most of eastern US

first_imgABC News(NEW YORK) — The coldest air of the season is moving into the Midwest starting Wednesday and lasting into this weekend.The coldest wind chills will be Saturday morning when some areas in the upper Midwest will be near zero.With the cold, a few storm systems moving through will bring the first accumulating snow of the season to a lot of areas from the Midwest into the Northeast.The heaviest snowfall will be near the Great Lakes, New England and into the Rockies and the western Plains, where some areas could see up to a half a foot of snow.Yet another cold blast is coming next week, which could possibly penetrate further south into the Gulf Coast.Wind chills along the Gulf Coast by the middle of next week could be near freezing, including in New Orleans and Tallahassee, Florida. Copyright © 2018, ABC Radio. All rights reserved.last_img read more

18 May

Man arrested for allegedly setting church on fire twice

first_imgiStock(BETHLEHEM, Pa.) — Police in Pennsylvania have arrested a suspect in connection to two separate arson fires at the same church earlier this week.Wilmer J. Ortiz Torres, 43, was arrested Friday and charged with arson, burglary and criminal trespass in the two fires that occurred between Tuesday and Thursday at the Iglesia Pentecostal de Bethlehem, police said in a statement.The first of the fires erupted on Tuesday just before midnight. Police said “it appears an individual entered the sanctuary area of the church and intentionally started the fire.”Although the fire had already burned itself out by the time firefighters arrived, heavy smoke could be seen emanating from the building, and firefighters had to vent the building to allow the smoke to escape. There were no injuries reported, and the damage appeared to be due mostly to smoke, soot and heat.Elizabeth Collado, the church minister’s daughter, told ABC Philadelphia station WPVI-TV on Wednesday that the church “never had any problems with anybody around here.”“You know, it makes us cry,” she continued. “We were talking about homelessness before. This feels like homelessness. Where do we go to worship? This is our house of worship.”The second fire occurred around 2 a.m. Thursday morning. Police said the fire was extinguished quickly and that it was contained to the roof of the building — where officials said that it appears someone had climbed up and ignited an accelerant.Torres was arrested Friday in Allentown and arraigned on criminal charges Friday night, police said. It was not immediately clear if he had any connection to the church.Copyright © 2019, ABC Radio. All rights reserved.last_img read more

7 May

Alberta announces new $316m funding for inactive oil and gas site cleanup

first_img Alberta announces new rounds of funding for the cleanup of inactive oil and gas sites across the province. (Credit: jplenio from Pixabay) The Alberta government in Canada has announced a funding of CAD400m ($315.9m) to help in the cleanup of inactive oil and gas sites across the province.It will provided in two new rounds of the federal CAD1bn ($789.74m) Site Rehabilitation Program.The provincial government said that it will allocate CAD100m ($78.97m) of the funding for the clean up of inactive oil and gas sites in Indigenous communities across the province.The funding further breaks down to CAD85m ($67.13m) for First Nations reserves and the remaining CAD15m ($11.85m) for Metis Settlements to work with licensees to close sites situated on or around their lands.Alberta Minister of Energy Sonya Savage said: “The Site Rehabilitation Program is cleaning up legacy oil and gas sites across the province and creating thousands of much-needed jobs. As stewards of the land, this funding will ensure that Indigenous people benefit from resource development on land that was first inhabited by their ancestors.”A second funding round of CAD300m ($236.92m) will be offered to oil and gas firms which produced in 2019 and had paid for closure work in either 2019 or 2020.According to the Alberta government, the funding will help the contractors and licencees to work on closure projects of all scopes and sizes. This will result in the cleanup of a substantial number of oil and gas sites across the region, said the government.Under the Site Rehabilitation Program, only projects which are taken up from May 2020 will be funded. The programme is mainly funded by the Canadian government’s COVID-19 Economic Response Plan.Alberta had earlier made CAD400m ($315.9m) in SRP grants available to eligible applicants since the programme’s launch in May 2020.Overall, the programme is anticipated to create nearly 5,300 direct jobs and provide indirect employment and economic benefits throughout the province, said the government.So far, the government has allocated CAD310.3m ($245m) of grant funding to 633 Alberta-based firms for periods 1 through 4 of the programme.Petroleum Services Association of Canada (PSAC) interim president and CEO Elizabeth Aquin said: “Closure work creates jobs and positive environmental outcomes that enhance Alberta’s ESG record and provides valuable economic benefits to rural communities.“PSAC has long advocated for a mechanism to accelerate the decommissioning of orphan and inactive sites to provide the sector with jobs during this prolonged downturn.“We are pleased that the Governments of Canada and Alberta have heard us and responded with this important program.” Funding to help in completing significant environmental cleanup across the Canadian province last_img read more

20 Apr

UPDATE: Amber Alert cancelled, child found safe

first_imgIndianaLocalNews By Brooklyne Beatty – September 17, 2020 0 1152 Twitter UPDATE: Amber Alert cancelled, child found safe Pinterest TAGSamber alertIndianaKinsley Potts Twitter Previous articleTwo arrested in Cass County drug bustNext articleSuspect in Minix stabbing death identified, arrested Brooklyne Beatty Google+center_img Google+ Facebook Facebook Pinterest WhatsApp (Photo Supplied/Indiana State Police) UDPATE: The Plainfiled Police Department reports Kinsley Rose Potts was found safe shortly after the AMBER Alert was issued.Original story below.A Statewide AMBER Alert has been declared for a Hendricks County infant.The Hendricks County Sheriff’s Department has requested the activation of an AMBER Alert from Plainfield, Indiana which is 18.5 miles southwest of Indianapolis.The victim, Kinsley Rose Potts, is a 5-month-old white female, 1 foot tall, 20 pounds, brown hair with hazel eyes, and last seen wearing a onesie.  Kinsley was last seen on Thursday, September 17, 2020, at 6:29 am in Plainfield, Indiana and is believed to be in extreme danger.(Photo Supplied/Indiana State Police)The suspect is an unknown white male with gray beard last seen wearing a white shirt and driving a white 2014 Chevrolet Silverado bearing Indiana plate DPC803.If you have any information on this incident, contact the Hendricks County Sheriff’s Department  at 317-839-8700 or 911. WhatsApplast_img read more

1 Mar

New sound lab for Loeb Music Library

first_imgAbout two dozen students, faculty and staff recently gathered for the ribbon-cutting ceremony at the new Sound Studios Lab (S-Lab) in the Woodworth Listening Room of the Eda Kuhn Loeb Music Library. The new S-Lab features cutting-edge tools for research, composition, ethnographic field research and more. The state-of-the-art equipment and software was provided through the Harvard Initiative for Teaching and Learning and a grant from the Hauser Fund.“For the longest time sound only last for the moment. Then, we were able to record sound, and now with digitization, we can really see sound and dissect, which I find very interesting,” said Alex Rehding, Fanny Peabody Professor of Music and Chair of the Harvard Department of Music. “This new equipment is very impressive and quite wide-ranging.”The new equipment includes software that can transcribe music.“I was skeptical at first, but after seeing it for myself, I can say this new software is magical,” Rehding said.The new equipment will allow faculty to assign larger projects, while students will have access to the latest studio and field sound equipment.last_img read more