31 May

Women Less Confident About the State of Housing

first_imgSubscribe The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post The Best Markets For Residential Property Investors 2 days ago Confidence First-Time Homebuyers Gender Gap Homebuyers homesellers housing confidence Millennial Homebuyers Modern Homebuyer Survey valueinsured women homebuyers 2018-03-29 David Wharton David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Tagged with: Confidence First-Time Homebuyers Gender Gap Homebuyers homesellers housing confidence Millennial Homebuyers Modern Homebuyer Survey valueinsured women homebuyers Previous: Talking About Housing With Paul Bishop Next: Perry Hilzendeger to Lead Wells Fargo’s Home Lending Servicing March 29, 2018 2,700 Views Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Journal, Market Studies, News The Week Ahead: Nearing the Forbearance Exit 2 days ago Home / Daily Dose / Women Less Confident About the State of Housing The latest installment of the ValueInsured Modern Homebuyer Survey finds strong disparities between men and women when it comes to their levels of confidence in the state of the housing market.According to the report, only 44 percent of all women believe the housing market is heading in a good direction “for people like me.” That percentage is based on “all interested homebuyers including homeowners who plan to sell and buy another home.” For comparison’s sake, male homebuyers reported a much higher confidence at 59 percent. When it comes to non-homeowners interested in buying, only 32 percent of women expressed confidence in the direction of the housing market.While the housing market is currently strong, women surveyed for the ValueInsured report are less confidence that that trend will last. Only 54 percent of women said they were confidence that a home they buy now would be worth more by the end of next year, as compared to 67 percent of male respondents. Similarly, only 52 percent of women surveyed said that now is a good time to purchase a home, whereas men came in at 68 percent.Forty-four percent of men surveyed said they were confident that they would not see another housing crisis within their lifetimes. That’s not a great percentage to begin with, but it’s much worse on the other side of the gender gap, with the percentage of confidence dropping to 28 percent among women.Nor does this pessimism about the state of housing affairs diminish among women who already own homes. ValueInsured reports that 41 percent of women believe the American housing market is currently “unhealthy,” with 20 percent of men believing the same. The numbers are better when it comes to belief that now is a good time to sell a home (72 percent of female homeowners and 84 percent of male homeowners agree), but both surveyed women and men expressed concerns that they would end up “buying high” after a successful sale. Seventy-one percent of female potential sellers and 66 percent of male potential sellers said they were worried about how much they would have to spend to land a new home.Among first-time millennial homebuyers, 38 percent of women believe buying a home today would be a “secure and smart financial decision,” whereas 52 percent of millennial men agree with that statement. Women Less Confident About the State of Housing Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: David Wharton Demand Propels Home Prices Upward 2 days ago Related Articles Share Save Sign up for DS News Daily last_img read more

26 Jan

Saint Mary’s formal features Hepburn theme

first_imgSaint Mary’s students channeled their inner Aubrey Hepburn on Friday at the “Splash of Class” all-school formal held at the Hilton Garden Inn. Photo courtesy of Lauren Wells The Saint Mary’s annual all-school formal incorporated an Audrey Hepburn theme.First year Jessica Alberts attended the formal and said the dance provided opportunities for bonding.“It was a great time for good friends and great memories,” Alberts said. “It was so much fun to be yourself and dance with your friends. It was nice to see everyone dressed up and look so classy.”Junior Lauren Wells, who organized the dance as the formal chair of the Residence Hall Association (RHA), has helped plan the event for three years.“I definitely see it as our most successful year thus far,” Wells said. “We [had] some incredible decorations, a free photo booth, hot chocolate bar … and of course we cannot forget the life-size Audrey Hepburn cut-out.”Wells said the formal requires months of preparation.“My co-president Maureen Malarney and myself selected our committee in September, and then we went from there,” Wells said.Wells said the classy theme played off the well-known “Breakfast at Tiffany’s.”“Being an all-girls school, we have a creative license to do themes that would tend to be more girly,” Wells said.Junior Lauren Lindbloom expressed how much she enjoyed the theme of the night.“I love Tiffany’s stuff, so I thought it was really cute, and I thought they did a really good job of decorating,” Lindbloom said.First year Susan Kratzer said her first formal experience surpassed her expectations.“I didn’t know how many people would be there or what to expect,” Kratzer said, “But it ended up being a lot of fun just being with my friends.”Lindbloom also said the formal is a good night for building relationships with fellow Saint Mary’s students.“I think it is good for our sisterhood,” Lindbloom said.Wells said praised her committee for its attention to detail and hard work that went into choosing the theme and organizing the event.Tags: breakfast at tiffany’s dance, formal at saint mary’s, saint mary’s all school formal, saint mary’s formal, splash of classlast_img read more

13 Aug

Kremlin ‘very glad’ at lifting of ban on 28 Russian athletes

first_imgIn a decision that could allow some of them to compete in the Winter Olympics, the top sports court ruled there was “insufficient” evidence that the athletes had benefited from a system of state-sponsored doping at the last Winter Games, hosted by Russia.In addition to lifting the bans on the 28 athletes, CAS also lifted the life bans of another 11 Russians but barred them from competing at the Pyeongchang Olympics that start on February 9.“We will continue our peaceful legal fight for the rights of our athletes,” Peskov said.“As for the question about whether there were problems with doping or not — certainly there were, just like in many other countries,” he added.“We will continue our uncompromising fight against doping.”The International Olympic Committee has banned Russia from competing at Pyeongchang as a team over the doping scandal, although 169 Russian competitors have been cleared to take part as neutrals.Share on: WhatsApp Moscow, Russia | AFP | Russia on Thursday welcomed a decision by the Court of Arbitration for Sport to lift bans on 28 of its athletes accused of doping, and said that its efforts to defend its rights were paying off.“We are very glad for our athletes,” President Vladimir Putin’s spokesman Dmitry Peskov told reporters.“The information about the decision of the Court of Arbitration for Sport proves that energetic work to stand up for our rights in court and elsewhere — it is justified, it can be effective and it should continue,” Peskov added.“And we are hoping that this work will certainly continue.”Peskov said it was not clear whether the 28 Russian athletes would now be able to take part in the Winter Games set to begin in Pyeongchang, South Korea next week.“It is a difficult question,” the Kremlin spokesman added, noting Russian officials would continue talking to the International Olympic Committee.Earlier Thursday, the Lausanne-based court lifted life bans on 28 of the 43 Russians accused of doping at the 2014 Sochi Winter Olympics.last_img read more

12 Aug

Former Broward Sheriff Released from Hospital after COVID Scare

first_imgFormer Broward Sheriff Scott Israel has been released from the hospital after testing positive for coronavirus.Israel revealed to 850WFTL that he was never in the ICU and is expected to make a full recovery by primary election day August 18th.Israel is running against appointed sheriff Gregory Tony.Israel confirmed reports of the news with a statement:“Tonight I am being discharged from the Delray Medical Center. My fight with COVID-19 is not over but my condition has improved enough that my place in the hospital could be taken by another fighting this virus. I return home tonight grateful to finish out my treatment and recuperation and to strengthen for the coming days,” Israel, 64, wrote in part. “I want to thank the thousands of friends and supporters who reached out to me and my family over the past 48 hours. We were overwhelmed by your prayers and offers of support.”Israel confirmed in a prior statement that he tested positive for the virus Tuesday night.“After experiencing symptoms over the past several days and at the urging of family and friends, I decided to take another coronavirus test. This time, unfortunately, the test was positive,” wrote Israel.“Like most of you, I took precautions, followed the advice of health experts, wore a mask in public, washed my hands regularly and observed social distancing. Yet, despite this vigilance, I have contracted the virus. My outlook is positive, my faith is strong, and I rest in the strong support of loving family, friends and colleagues.”Israel, who was treated at Delray Medical Center, said that his campaign will continue even as he will be quarantined while recovering from the virus.He’s running to unseat Sheriff Gregory Tony, who was installed by Gov. Ron DeSantis to lead the Broward Sheriff’s Office in January 2019 after the governor removed Israel in the fallout of the Marjory Stoneman Douglas shootings.They’re both considered frontrunners on the ballot for the Democratic primary on Aug. 18 despite both facing a vote of no-confidence from their deputies.Tony’s campaign posted a tweet Wednesday saying: “Wishing good health and a speedy recovery to Scott Israel. Some things matter more than politics. Scott and his family will be in my thoughts.”Israel ended his initial statement with a message to the public: “Please protect one another, love one another, stay vigilant and fight, fight, fight for the health and safety of our community,” he wrote.last_img read more

18 Dec

South Africa takes stock of its farmers

first_img“Currently, challenges facing the department are in delivering and monitoring on land redistribution, tenure, and restitution targets,” Zita said in a statement last week. “Also, the development of black South African farmers cannot be properly measured owing to a lack of statistics on these small-scale farmers.” Informed policy development The census-styled Farmer Register initiative, which will start in the Mgungundlovu District Municipality and eventually cover the entire country, is expected to contribute to informed policy development and improved planning, decision-making and service delivery across the entire agricultural sector. Department of Agriculture Forestry and Fisheries Director-General Langa Zita said that a regularly maintained Farmer Register would help the department and other government institutions to measure the sector’s performance accurately, and make informed decisions on priority settings and resource allocation. The completion of the Farmer Register will improve communication with farmers in terms outbreaks of diseases, measures that can be taken, and existing opportunities, and make it easier to estimate the impact of damage at any given time. A team of eight department representatives and 100 contracted field workers are already in KwaZulu-Natal and will be visiting each farm and farmer to capture information on ownership, demographics, employment, production capacity and the type of products produced per geographical area. KwaZulu-Natal is set to become the first of South Africa’s nine provinces to establish an accurate register of all its agricultural producers.center_img SAinfo reporterWould you like to use this article in your publication or on your website? See: Using SAinfo material Local agricultural officers 11 October 2011 This follows a call to roll out a national farmer registration process aimed at establishing a central database to overcome data shortfalls and baseline information challenges on farms and farmers that interact with the government. The data collectors will be in the company of local agricultural extension officers who are familiar with producers.last_img read more

18 Dec

SODIAL(R) Cute Peacock Feather Hair Clip, Good value for money

first_imgWhat a great piece for the cost seemed fabulous on.Seems particularly as it does in the image.Made use of on a bridesmaids dress to go with the peacock themed marriage ceremony.Key specs for SODIAL(R) Cute Peacock Feather Hair Clip:Beautiful and stylish feather facinator hair clip that makes a fashion statementThe width (measure from the longest points) is around 7″ length is 7. Back With attached alligator clip and pin brooch for secure placementBoth good for wedding wearing and party purposePackage including: 1 x Peacock Feather Hair ClipComments from buyers“As scrumpled feathers are irreparable this item is useless to me, Good enough quality for the price, Good value for money” So cute great for costume up/extravagant gown.Unquestionably lovely for the rate.Appears to be superior on-line than in the flesh but was economical.This is spectacular and a very good dimension – excellent.A tiny tightly packed and 1 of the feathers was a little crushed.Have study a few destructive critiques about the condition the products arrived in but mine arrived in superior condition and was packaged adequately more than enough.Very good ample high-quality for the selling price. It was smaller sized than i imagined if a hair slide is enough for your purposes it is fantastic but not as a substitute for a fascinator. Some of the feather strands were crinkled thanks to the restricted packaging but couple of seconds over a steaming kettle before long set that correct. I wore it as a hair slide to a wedding day and it retained in place nicely.This would have been pretty if it hadn’t arrived all scrumpled up. As scrumpled feathers are irreparable this product is ineffective to me.Merchandise is superior worth for income and arrived on time.Pretty but not made as well as expected. SummaryReviewer Nathalie DuboisReview Date2019-01-01 01:11:31Reviewed Item SODIAL(R) Cute Peacock Feather Hair ClipRating 5.0 / 5  stars, based on  22  reviewscenter_img Posted on January 1, 2019Author Nathalie DuboisCategories Clips & BarrettesTags SODIAL(R)last_img read more

17 Dec

Deal or no deal: Finding the right nitrogen rate

first_imgShare Facebook Twitter Google + LinkedIn Pinterest One of the largest investments in a corn crop is the nitrogen (N) application, and many farmers will be sidedressing their corn soon. Especially with this year’s profit outlook, it is important to carefully consider how much N to apply. Deciding on the correct N rate can be a lot like playing the game “Deal or no deal.”“Deal or no deal” was a TV game show that aired a few years ago. The game consisted of a series of 26 cases, each containing a different amount of money ranging from $0.01 to $1,000,000. A contestant would select a case at random, and then play the game to reveal how much money was in their case, or try to sell their case for more than it was worth.Each corn field will require a certain amount of N to reach its maximum yield potential. However, that ideal rate is a lot like the dollar value in the contestant’s case — it isn’t known until the end of the game (harvest). So we have to use the tools that we have available to make our best guess as to what that ideal rate will be when we make the application.The average is usually a good place to start. It’s easy to take the value of all the cases in the game and determine that, on average, a contestant will take home $131,477.54. Iowa State University, in association with The Ohio State University, developed an online calculator that estimates the maximum return to N rate (the rate at which you achieve maximum yield per dollar of N invested). To use the tool, go to http://cnrc.agron.iastate.edu/, select Ohio, and enter your cost of N along with your value of corn. The tool uses multiple years of university studies to provide the N rate which, on average, will be most profitable for your farm. However, this average could still be quite different than the actual ideal rate that a crop needs, just like a contestant wouldn’t want to give up the $1,000,000 case for the average case value.In the game of “Deal or no deal,” the potential value of the contestant’s case is narrowed down as the game progresses and they open other cases, eliminating the possibilities of what might be in their own case. In farming, each passing day is like opening another case. Each day’s weather will tell a little bit more about how much N is available to the crop. If May and June bring a lot of sunny days and just enough rainfall in small increments, then any early-applied N is most likely still available to the crop. Or, if a field experiences several heavy rainfall events, there is a good chance that some of the N has been lost. Split-applying N or delaying an application can put more weather behind you when making the application, therefore narrowing the range that that final ideal rate will fall in.Periodically throughout the game show, the banker will offer to buy the contestant’s case by analyzing the current situation in the game. While neither the contestant nor the banker knows exactly what is in the case, the banker’s offer gives the contestant an idea of what the case is worth. Farmers can use tools in a similar way to estimate how much N their crop will need based on the current conditions. Using a Pre-sidedress Soil Nitrate Test (PSNT) or other similar test can help you know how much N is currently in the soil and how much you might need to add to get close to that final ideal rate. This can be especially helpful if you applied some N early, applied manure, or expect to get some N credit from a cover crop.At some point, the contestant must end the game, either by opening all of the cases or selling to the banker. As a farmer, using the tools available to you such as online calculators, delayed/split applications, and/or soil testing can help you make a better deal when it comes to deciding how much N to apply.last_img read more

27 Oct

GIF: St. John’s Stars D’Angelo Harrison And Phil Greene IV Combine For An Awesome Bounce Pass Alley-Oop

first_imga shot of an ncaa basketball before a game(Photo by Ronald Martinez/Getty Images)No, this was not from a live game, and the basket does look a bit short in the shot, but St. John’s basketball stars D’Angelo Harrison and Phil Greene IV combined for an awesome alley-oop for a Big East Tournament video shoot. Harrison throws a perfect bounce pass which Greene collects during a mid-air spin for a big two-handed dunk. The slow-motion camera work definitely adds something here as well.Harrison to Greene at the #BIGEASTtourney video shoot #SJUBB pic.twitter.com/BOkNd6Vgw5— St. John’s BBall (@StJohnsBBall) March 9, 2015St. John’s is a five seed in this week’s Big East Tournament. The Red Storm kick off the post-season against four-seed Providence at 2:30 on Thursday, March 12.last_img read more

27 Oct

North Texas Trolls Tennessee On Twitter Regarding Field Conditions

first_imgA North Texas fan paints the ground with green paint.north texas trolls tennessee on twitterNorth Texas is in town to take on Tennessee this Saturday, and it appears that the Mean Green aren’t impressed with what they’re seeing at Neyland Stadium. Tennessee’s field doesn’t appear to be in great condition, and people have noticed. North Texas appears to be annoyed enough to make a joke about it on social media too.Check this out:Pretty sure this is what took place at Neyland Stadium on Friday. #GMG pic.twitter.com/IVtS2o1T4o— MeanGreenFootball (@MeanGreenFB) November 14, 2015Here’s more reaction – even Tennessee fans seem upset.You would think an SEC program could take better care of the grass on the field #Tennessee— John Chelf (@JohnChelf) November 14, 2015You would think there’s enough money at Tennessee to fix the field. This is awful.— Please win out (@Rick__Baird) November 14, 2015Time for the Tennessee donors to put a new field in it seems— Austin Comperry (@AustinComperry) November 14, 2015Tennessee currently leads 17-0 in the second quarter.last_img read more

13 Oct

Hotels apologize in China after video shows how they clean

first_imgBEIJING — At least four major international hotel chains have apologized after a hidden camera video of their room cleaning practices in China was posted online.The Shangri-La Hotel in Fuzhou said Thursday that what’s shown in the video violates its hygiene standards, while the Park Hyatt in Beijing called it an isolated occurrence. The Waldorf Astoria in Shanghai and the Sheraton in Guiyang city also apologized.The 11-minute video shows cleaners wiping cups and sinks with dirty towels and sponges. Some use the same towel to wipe the toilet seat.An activist blogger who uses a pseudonym posted the video late Wednesday on his verified account on Weibo, a Chinese version of Twitter. It was picked up by Chinese media and had been shared 78,000 times by Thursday afternoon.The Associated Presslast_img read more